PNB Special FD 2026– Punjab National Bank has introduced a 2-year Fixed Deposit scheme offering an attractive return of 8% per annum. This scheme is designed for investors seeking secure and predictable income without exposure to market risk. With a moderate tenure, it balances returns and liquidity effectively. Being a public sector bank, PNB ensures high safety for deposited funds.
Interest Rate and Tenure Details
The PNB 2-year FD provides 8% annual interest, compounded quarterly for better returns. Investors can choose to receive interest at maturity or through periodic payouts. The 24-month tenure suits individuals looking for medium-term financial planning. Senior citizens may receive additional interest benefits as per bank policy.
Eligibility Criteria for PNB FD
The scheme is open to resident individuals, joint account holders, and minors through guardians. Applicants must complete KYC formalities, including identity proof, address proof, and PAN. There is no maximum age limit, making it accessible to retirees and salaried professionals alike.
Key Benefits of the 2-Year FD Scheme
Investors benefit from guaranteed returns with zero market risk. The deposit can be used as collateral for loans if required. This FD encourages disciplined savings and helps in achieving financial goals. It is ideal for conservative investors seeking stable income over two years.
PNB 2-Year FD Scheme Overview
| Feature | Details |
|---|---|
| Interest Rate | 8% per annum |
| Tenure | 2 Years (24 Months) |
| Eligibility | Resident individuals, Joint holders, Minors via guardian |
| Payout | Quarterly or at Maturity |
| Risk Level | Low, Bank-backed |
This table summarizes the major highlights of the PNB 2-year Fixed Deposit scheme.
How to Open a PNB FD Account
Investors can open the FD by visiting a PNB branch or using online banking services. Required documents include identity proof, address proof, and PAN card. Existing PNB customers can quickly create an FD through internet or mobile banking. The process is simple and customer-friendly.
Conclusion
The PNB 2 Year FD Scheme offering 8% returns is a strong option for those seeking safety and steady growth. With easy eligibility and secure banking support, it fits well into medium-term investment plans. Investors should review payout preferences and tenure options to maximize benefits.
Disclaimer: This article is for informational purposes only. Interest rates, eligibility, and terms are subject to change as per PNB and regulatory notifications.
